by Mark D. Mese
Owners of property in Louisiana continue to face problems and delays in collecting payments for property damage related to Hurricanes Katrina and Rita. The vast majority of homeowner policies issued to insureds in the State of Louisiana, and possibly some commercial policies, limit an insureds right to file suit on insurance claims to a period of twelve months. See LSA-R.S. 22:691. The one-year prescriptive date for damages related to Hurricane Katrina is August 29, 2007. The one-year prescriptive date for damage claims related to Hurricane Rita is September 24, 2007.